Electracash is an ACH processor offering eChecks and Direct Deposit services. We process both business-to-business and business-to-consumer transactions, for U.S. and Canadian accountholders.


eChecks via Electracash enable merchants to capture online sales from consumers and businesses in the US and Canada. By including eChecks as a payment option, businesses are able to serve the 89 million US households that have checking accounts, including the approximately 10 million that do not have credit cards. In addition to increasing e-Retailing sales, eChecks are also well suited for recurring payments such as monthly fees and memberships.
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Direct Deposit is a reliable, expedient, and convenient method to issue payments from your company's account into the checking/savings account of an employee, shareholder, affiliate, or other individual or business. The payment can be divided among several different accounts and between different financial intuitions.
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eLockbox is Electracash's complete payment solution for recurring billers, enabling consumers and businesses to pay bills electronically via the Internet. eLockbox provides a simple electronic payment option that supports multiple payment types, including eChecks. Payments can be made directly by the customer over the Internet and/or entered on the customer's behalf at the biller's call center.
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To ensure the business is sustained in the long run and to identify and stop fraudulent merchants and consumers very early on, Electracash has recently enhanced most business areas, including implementing a new accounting system, establishing thorough credit review requirements before accepting merchant and affiliate applicants, and instituting comprehensive risk management procedures.
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Electracash's User Authentication Service confirms the identity of an eCheck user, reducing online merchants' risk of buyers using a stolen account number.
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